Non‑residents can often secure 60–70% LTV mortgages with fixed or variable rates and terms up to 20–25 years. Banks assess income, debt ratios, and liquidity, requesting tax returns, payslips, and bank statements. Residents may access higher LTVs and better pricing.

A mortgage broker can streamline bank comparisons and pre‑approval, which strengthens your negotiating position when making offers.

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